Bradford L Elman CLU^®

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Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

Click here to read more.

Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Your Future is Now

Brad Elman is committed to helping his clients develop sound financial solutions by taking the time to get to know them and their objectives. Whether you are concerned for your own financial needs or those of your family or your business, Brad can help you identify your needs and provide complementary solutions.

In addition to his role as financial representative, Brad Elman serves as the Group Disability Income Specialist for Northwestern Mutual Financial Network-San Jose, a subject he is passionate about.

Brad Elman talks about Disability Income Insurance.

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Click here to learn more about the various types of disability coverage and how it protects your most valuable asset.

An Expert in Special Needs Planning 

Brad Elman, a member of Northwestern Mutual’s Special Steps program, is passionate about assisting families with special needs. Brad is experienced in special needs planning including navigating third-party benefits and the legal issues involved in planning for a dependent with special needs.

Brad understands the importance of balancing the complex needs and goals of a family – from retirement to education funding along with the needs of a loved one with special needs. Call Brad to learn more about how Northwestern Mutual’s Special Steps Program can help guide you through the process to secure a future of financial security for every member of your family today.   

Testimonials from Brad Elman’s Clients

Read what Carol and Harry Saal, Founders of Network General Corp have to say about Brad’s financial guidance:

“Brad worked on two very complex projects for our family and I can honestly say that I don’t think there are many professionals who would have been able to offer the expertise, follow-through and patience that Brad displayed in both these instances.  Besides all that, he’s a great guy, too.”

Click here to view other client testimonials that illustrate Brad Elman’s abilities as a Financial Representative.

Brad Elman Coaches Special Needs Children

 This is the fourth season that Brad Elman has coached the Palo Alto Challenger League Cardinals.

Interested parents should contact Brad for the 2008 season.

Click here to visit the community service section of Brad's web site.

My Mission

Brad Elman’s mission is to treat his clients with concern, respect, and a complete commitment to "doing what we say we will do."

My philosophy is to pursue long-lasting relationships built on trust. This is particularly valuable to families who have a child or dependent with special needs, where the planning process is more complex. My goal is to bring my passion and expertise to assist you in obtaining financial security for yourself and your loved one with special needs

Reputation is Everything

"Brad Elman, 37, is a life insurance agent you can love."

Northwestern Mutual Financial Network News

FORTUNE magazine survey names Northwestern Mutual "America's Most Admired" for unprecedented 25th time
Northwestern Mutual is the only company, in any industry, to have received this recognition every year.

Click here to learn more.

Northwestern Mutual ranks first in customer satisfaction
Northwestern Mutual ranks #1 in customer satisfaction among U.S. life insurers for the fifth consecutive year.

Click here to learn more.